Know Your Coverage

Understand My Policy

Upload your insurance policy document and our AI will help you understand what's covered, what's excluded, and find useful clauses for appeals.

Upload Your Policy Document

Tip: Upload your Summary of Benefits and Coverage (SBC) or Medical Policy document. These are typically available from your insurance company's website or your HR department.

Document type (required)

Select the type of document you're uploading.

Policy document (required)

Upload your document (PDF, DOCX, or TXT — max 20MB).

Training use: Your document will be stored encrypted and may be used in de-identified form to train and improve our AI models, helping us better assist patients fighting insurance denials.

What kind of plan is this? (required)

Knowing your plan type helps us identify the right regulator and appeal rights. Your plan type affects who oversees your appeals:

ERISA employer plans → Dept. of Labor • ACA Marketplace → HHS / State Insurance Dept. • Medicare → CMS • Medicaid/CHIP → State Medicaid Agency • Not sure? Select "I'm Not Sure" and we'll try to determine it from your document.

Your question (optional)

Have a specific question? Enter it here and we'll pay special attention to finding relevant information.

Your Information

This form goes to our server. We store your policy encrypted, with a scrambled version of your email so you can ask us to delete it. If you join the mailing list, we keep your name and email to send updates. We don't sell or share your personal information. We may use uploaded documents, with identifying details removed as best we can, to improve our AI and help other patients.

First name (required)

Last name (required)

Email (required)

Terms & Agreements

I agree to the Terms of Service. I understand this is information only, not legal or professional advice, and that my policy may be used, with identifying details removed as best we can, to train Fight Health Insurance's AI. (required)

I have read and understand the Privacy Policy. (required)

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What you'll get: what's covered, what isn't, and the lines to quote in an appeal

Coverage (Inclusions)

Identify what treatments, procedures, and services are covered by your plan.

Exclusions

Find what's explicitly not covered and understand the limitations.

Appeal-Relevant Clauses

Locate deadlines, procedures, and medical necessity definitions for appeals.

Quotable Sections

Get exact quotes with page numbers that you can use in appeal letters.

Please note: This is information only, not legal or professional advice. Policies are complicated, and it may miss details. For a final answer, ask your insurer or a qualified professional.